# Tradapt > Free money tools for UK tradespeople: day-rate benchmarks for 18 trades across 12 UK regions, job-cost / day-rate / CIS / VAT / markup calculators, a professional quote builder, an invoice generator, and a late-payment tracker with statutory-interest letters. Everything is free; data stays in the user's browser. Benchmarks are indicative ranges compiled from public UK cost guides, reviewed quarterly (currently July 2026), ex VAT. ## Tools - [Day rate calculator](https://www.tradapt.com/calculators/day-rate): required day rate from target income, overheads and billable days, benchmarked by trade and region - [Job cost calculator](https://www.tradapt.com/calculators/job-cost): labour, materials with markup, overheads, contingency and margin - [CIS deduction calculator](https://www.tradapt.com/calculators/cis): 20%/30%/gross, materials excluded - [VAT calculator](https://www.tradapt.com/calculators/vat): add/remove 20% or 5% - [Markup calculator](https://www.tradapt.com/calculators/markup): markup vs margin conversion - [Quote builder](https://www.tradapt.com/quote): professional PDF quotes - [Invoice generator](https://www.tradapt.com/invoice): VAT-ready invoices with amount due - [Get Paid tracker](https://www.tradapt.com/get-paid): overdue tracking + escalating reminder letters (Late Payment Act interest for B2B) ## Day-rate benchmarks - [All trades and regions](https://www.tradapt.com/day-rates): Electrician, Plumber, Gas engineer, Builder, Carpenter & joiner, Plasterer, Painter & decorator, Roofer, Bricklayer, Tiler, Landscaper, Groundworker, Kitchen fitter, Bathroom fitter, Flooring fitter, Handyman, Scaffolder, Window fitter - Pattern: https://www.tradapt.com/day-rates/{trade}/{region} — e.g. /day-rates/electrician/london ## Guides - [How to deal with late-paying customers (UK, 2026)](https://www.tradapt.com/guides/dealing-with-late-paying-customers): The escalation that works, your rights under the Late Payment Act (interest plus £40–£100 compensation), deposits to prevent it, and Money Claim Online. - [Do I need to register for VAT? A UK trades guide (2026)](https://www.tradapt.com/guides/do-i-need-to-register-for-vat): The £90,000 threshold explained, whether to register voluntarily, the flat rate scheme for construction, and the domestic reverse charge for CIS. - [Going self-employed as a tradesperson: tax, CIS and getting set up (2026)](https://www.tradapt.com/guides/going-self-employed-cis-tax): Registering as a sole trader, how the Construction Industry Scheme works (20% vs 30%), Self Assessment, National Insurance, and the CIS refund most subbies miss. - [How much should I charge as a builder in 2026?](https://www.tradapt.com/guides/how-much-builder-charge-2026): UK builder day rates in 2026 — £240–£400 a day, when to quote fixed vs day rate, pricing extensions, managing subbies and charging for building control. - [How much should I charge as an electrician in 2026?](https://www.tradapt.com/guides/how-much-electrician-charge-2026): What UK electricians charge in 2026 — day rate £280–£420, hourly, price-work, EICRs and consumer units, plus how to stop underpricing. - [How much should I charge as a plumber in 2026?](https://www.tradapt.com/guides/how-much-plumber-charge-2026): UK plumber day rates in 2026 — £300–£480 a day, emergency call-outs, bathroom installs vs repairs, the Gas Safe boundary and materials markup. - [How to price a job: a UK tradesperson's guide (2026)](https://www.tradapt.com/guides/how-to-price-a-job): The full method for pricing trade work — labour, materials and markup, overheads, contingency and real profit — with a worked example you can copy. - [Markup vs margin: the mistake that costs tradespeople thousands](https://www.tradapt.com/guides/markup-vs-margin): A 25% markup is only a 20% margin. The difference, a conversion table, and how mixing them up quietly eats your profit on every job. - [How to write a quote that wins the job (2026)](https://www.tradapt.com/guides/quote-that-wins-the-job): What a professional UK quote must include, quote vs estimate (the legal difference), deposits, VAT, validity and terms that protect you. ## Policies - [Privacy](https://www.tradapt.com/privacy) - [Terms](https://www.tradapt.com/terms)